Financial institutions with complex compliance obligations.
Our clients share a common characteristic: their regulatory environment is not standard. They operate across borders, carry concentrated risk, or require a level of consulting depth that transactional providers cannot deliver.
Partial list. All client relationships held in strict confidence.
Registered Investment Advisers
Registered investment advisers represent the largest segment of our client base. We conduct annual compliance reviews, provide outsourced CCO services, support registration and registration amendments, and prepare firms for SEC examinations. Our RIA practice covers both domestic advisers and offshore managers with U.S. registration obligations.
We have advised RIAs at every stage, from initial SEC registration through multi-cycle examination preparation. Our familiarity with OCIE examination priorities, deficiency letter patterns, and the specific documentation regulators request allows us to prepare clients with precision rather than generality.
Broker-Dealers
We design and maintain AML programs, supervisory controls, and FINRA compliance structures for domestic and international broker-dealers, including dual registrants with cross-border book. Our work encompasses written supervisory procedures, AML program design, and preparation for FINRA cycle examinations.
Broker-dealers operating internationally face supervisory and AML obligations that require calibration across jurisdictions. We advise on the specific intersection of FINRA requirements with cross-border account relationships, foreign broker relationships, and the regulatory posture that Latin American clientele creates.
International Banks
We support commercial and investment banks with cross-border AML frameworks, EDD programs, BSA compliance, and regulatory risk assessments calibrated to their jurisdictional exposure. Our bank practice focuses on the correspondent banking, private banking, and international client segments where AML risk is concentrated.
International banks operating in or through the United States face FinCEN, OFAC, and OCC compliance obligations that interact with their home country regulatory frameworks. We advise on how to manage that interaction, ensuring programs that work in both environments and hold up under U.S. regulatory review.
Money Services Businesses
We build and maintain BSA/AML compliance programs, transaction monitoring procedures, and regulatory readiness protocols for MSBs operating across multiple jurisdictions. Money services businesses face heightened FinCEN scrutiny and require programs that reflect the specific risk profile of their operations.
MSBs in the U.S.–Latin America remittance and currency exchange corridors operate in one of the highest-risk AML environments in financial services. We have advised MSBs through FinCEN examinations, state money transmitter licensing compliance requirements, and program remediation following supervisory findings.
Family Offices
We advise ultra-high-net-worth families and senior wealth professionals in designing, structuring, and launching Single Family Offices (SFO) and Multi-Family Offices (MFO) — from concept through fully operational platform. Our work spans entity design, the SFO-vs-MFO determination under the SEC Family Office Rule, compliance and governance infrastructure, operational architecture, family governance, and the financial modeling behind the office itself.
Family offices navigating the registered vs. exempt adviser threshold, or managing complex cross-border estate and investment structures, require guidance that accounts for their specific entity structure, investment activities, and family objectives. We advise on entity and jurisdiction selection (FL, DE, WY), SEC Family Office Rule analysis, compliance manuals and Code of Ethics, U.S.–LatAm AML/KYC frameworks, custodian and technology selection, Investment Policy Statement design, family constitution and succession planning, and the operating budget and fee-structure modeling that determines whether a single-family or multi-family structure is the right fit.
Chief Compliance Officers
We work directly alongside Chief Compliance Officers, providing subject-matter depth, regulatory interpretation, and practical execution support that supplements the CCO's internal function. Many of our consultants have held CCO roles themselves and understand the specific pressures of that position.
CCOs at financial institutions increasingly work in environments where regulatory complexity outpaces internal resources. We serve as a specialist layer beneath the CCO, providing depth in areas where the internal team needs reinforcement, supporting examination preparation, and acting as a sounding board on regulatory judgments that carry institutional risk.
We work with a select number
of institutions.
Our consulting model requires proximity to each client. We keep our client base selective; it is the condition of the service we provide.